Acima Financing — No Credit Needed

Take it home today with Acima lease-to-own financing. Acima gives customers a flexible way to shop for furniture without relying on traditional credit approval.

How Acima works

• Approval range: $300–$5,000
• No credit needed
• Soft pull only — does not hurt your credit score
• 90-day early purchase option available
• Approval lasts 60 days

Basic requirements

• Active checking account
• $750+/month income
• At least 3 months of income history
• Government ID plus SSN or ITIN

Important: customers must apply through Happy Home Furniture’s merchant-specific Acima application page. Until the direct link is added, please call us or visit the showroom and our team will help you apply.

Call (313) 436-0509 or visit us at 5100 Schaefer Rd, Dearborn, MI 48126.